Covered CA / Obama Care Update.

Jerome Stocks Jerome Stocks Leave a Comment


This email came to me, as I am a Covered California Certified Insurance Agent,  from Covered California re the end (sort of) of Open enrollment which is (sort of) today, April 01 @12:01AM aka April Fools Day:

Bottom line is that if you missed the open enrollment to apply for your potentially subsidized Health Insurance through Covered CA, you can get a mulligan by contacting a Certified Insurance Agent and simply asserting that you were “unable to create an online account or start your online application because of technical difficulties  prior to March 31, 2014” or because you “experienced difficulties”. . . unspecified… We’ll take your word for it… Because we like you…

Important Message About Open Enrollment from Covered California:

Record-setting numbers of people trying to sign up for Covered California™ health insurance plans overwhelmed the system on the final day of open enrollment, prompting the exchange to allow consumers who had trouble enrolling by the deadline to work with a Certified Insurance Agent to finish their application by April 15. Because of the staggering demands on the system, Covered California announced the following policy this afternoon:

Consumers who were unable to create an online account or start their online application because of technical difficulties can contact a Covered California Certified Insurance Agent to explain that they attempted to get through on March 31 and experienced difficulties. Those consumers will have until 11:59 p.m. April 15 to work with the Certified Insurance Agent to complete their application and choose a plan.
Consumers who created an online account and completed the first page of the application by 11:59 p.m. March 31, 2014, will be able to complete their application for the open-enrollment period, either by themselves online or with the help of a Certified Insurance Agent. Consumers must complete the application and select a plan by 11:59 p.m. April 15, 2014. Those enrollees will receive coverage effective May 1, 2014.
Certified Insurance Agents who are having a difficult time helping consumers apply through Covered California’s enrollment website should assist consumers using a paper application. The Certified Insurance Agent can then enter the information into our enrollment website. Completed applications (with plan selections) must be entered by April 15, 2014 (by 11:59 p.m.).

When entering the paper application, please make sure you select the “Open Enrollment” category when responding to the question, “What is the ‘life event’ causing you to re-apply.” When responding to the “When did this ‘life event’ occur,” you should input 3/31/2014. Consumers may receive a May 1, 2014 effective date with their selected plan.


Once again, now you know more than most. Congrats. Unless the rules get changed again, and again, and again… Stay tuned…


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